Fin Buddies PH - Manual Financial Calculator IMPORTANT NOTICE: This is a BASIC CALCULATOR APP for manual financial computations. All data must be entered by hand. This is NOT a financial management or banking application. What This App Is: A simple offline calculator tool that helps you: - Compute basic financial calculations - Manually record financial information - View promotional bank offers (internet required) Core Calculator Tools: - Basic loan payment calculator - Simple interest calculator - Monthly budget calculator - Savings goal calculator - Credit card payment calculator Manual Data Entry Features: - Notepad for account balances - Simple due date list - Basic expense worksheet - Manual savings log - Custom note fields Important Limitations: - This is NOT a banking app - NO automatic tracking features - NO connection to any banks - NO real-time data or updates - NO financial transaction processing - NO online banking services - ALL calculations are estimates only - ALL data must be entered manually by you Promotional Content (Internet Required): - View bank promotions - See credit card offers - Browse financial deals - Read promotional updates Note: Promotional content is for information only Data & Privacy: - Works completely offline - All data stored only on your device - NO banking credentials needed - NO account registration required - Easy data removal option How to Use: 1. Enter your numbers manually 2. Use basic calculators for estimates 3. Write down your records 4. View promotions if desired 5. Save or delete your entries Offline Features: - All calculators work without internet - Manual data entry available offline - Local data storage only Internet Usage: ONLY needed for: - Reading promotional offers - Viewing available deals - Updating promo content NO personal data is ever transmitted online Ideal For: - Basic financial calculations - Manual budget planning - Simple expense recording - Viewing bank promotions Technical Requirements: - iPhone and iPad compatible - English language - Offline functionality - Optional internet for promos - No signup needed Support Contact: For basic calculator help: Email: ferwelo.n.bscs@gmail.com Legal Notice: This is a basic calculator tool only. It is not affiliated with any financial institutions and does not provide banking or financial services. All calculations are estimates for reference only. Promotional content is informational and updated when connected to internet. REMINDER: This app provides basic calculators and manual data entry only. All financial data must be entered by hand. No automatic tracking or financial management features are available.